Recalculated the summary's scenario (30% conversion of physical dollars) based on Federal Reserve statistics.
Currency in circulation (February 2026)
Approx. $2.4 trillion
Assuming 30% conversion
Approx. $730 billion
Applying 3-4% interest
Approx. $22-29 billion per year
If the summary's $100 trillion benchmark is used, the same calculation becomes Approx. $0.9-1.2 trillion per yearresulting in a difference of about 40 times.
Source: Federal Reserve H.6 Money Stock Statistics (FRED), summary's 30% conversion assumption. Interest rate of 3-4% is based on the summary.